Raj Sharma's blog

Here is a list of documents typically needed when leasing a residential property in Ontario, in accordance with RECO guidelines:

Lease Agreement: This is the formal contract between the landlord and tenant, outlining the terms and conditions of the lease.

Rental Application: A document filled out by the prospective tenant, providing personal information, rental history, and references.

Credit Report: A credit check is often required to assess the tenant's financial reliability. This may be done with the tenant's consent.

Proof of Income: Documents such as pay stubs, employment...

A down payment is the amount of money you put toward the purchase of a home. Your lender deducts the down payment from the purchase price of your home. Your mortgage covers the rest of the cost of the house.

The minimum amount you need for your down payment depends on the home's purchase price.

If your down payment is less than 20% of the price of your home, you must purchase mortgage loan insurance.

Are you struggling to sell your home in a slow real estate market with high-interest rates? Selling a home can be a stressful and time-consuming process, especially when the market is not in your favor. However, with the right habits and strategies, you can make your home stand out and sell it faster. In this blog post, we'll share 10 successful habits to sell your home faster, based on tips from Raj Sharma, a top Brampton Realtor.

As we head into 2023, many homebuyers in Brampton, Mississauga, Caledon, and Toronto are wondering if house prices will drop in Ontario. While no one can predict the future with certainty, there are a few things you should know if you're thinking about buying a home in 2023.

As a first-time homebuyer in Canada, the process of buying a home can seem daunting. But with the right guidance and resources, it can be a smooth and exciting experience. In this blog post, we'll provide a step-by-step guide to help you buy a home in Canada with confidence, with tips from experienced Brampton realtors.

Buying a home is a big step, and it's essential to understand the costs involved before making this investment. In Ontario, Canada, the land transfer tax and property tax are two significant expenses that first-time homebuyers need to keep in mind. In this blog post, we'll discuss what these taxes are, how they are calculated, and what you need to know as a first-time homebuyer in Ontario.  Here is a link  Land Transfer Tax Calculator

As a homeowner in Ontario, you may be faced with a difficult decision – whether to sell or rent your home. With interest rates on the rise and potential corrections in the real estate market, it's important to understand the pros and cons of each option and make an informed decision. Brampton Realtor, Raj Sharma, of Royal LePage is here to help you navigate these complex issues and determine what's best for you and your family.

Buying a residential property in Ontario is a significant investment, and it's important to make an informed offer that meets your needs and budget. Brampton Realtor, Raj Sharma, is here to provide you with a comprehensive guide on what you need to consider when making an offer on a residential property in Ontario.

Leasing a house in Ontario can be a great option for those who want the stability and comfort of a home without the long-term commitment of ownership. However, it's essential to understand the lease terms, documents needed, and other requirements before signing a lease agreement. Brampton Realtor, Raj Sharma, is here to provide you with tips and information on what you need to know before leasing a house in Ontario.

Buying a home is a big investment, and you want to ensure that your investment is protected from fraud. Unfortunately, title and mortgage fraud are becoming more common in the real estate industry, and it's essential to take steps to protect yourself. Brampton Realtor, Raj Sharma, is here to provide you with tips on how to avoid title and mortgage fraud and what to do if you're a victim of these types of scams.